New York Services
Search the alternatives below, stay safe, and avoid services that use unfair practices.
Who are these organizations - and why should you trust them?
Federation to PROTECT beleives the organizations listed in this database to ensure that they provide consumer-first services, either through low-interest loans or financial assistance.
These local community centers and nonprofits serve people who need help with rent, transportation, paying utilities or other emergencies. They're part of your community and have track records of helping people just like you. Many offer advice and education to help you make the right financial decisions even after the immediate crisis has passed.
Not only do these organizations offer an alternative to payday loans when an urgent need arises, they also help avert a cycle of debt that can trap you for years. That empowers you to make the right financial decisions for you and your family far into the future.